Help by sharing this information News Organisation September 29, 2009 – Updated on January 25, 2016 Maintaining status quo is lesser evil RSF_en Reporters Without Borders prefers a continuation of the status quo in international Internet governance rather than the creation of an inter-governmental system to replace the existing oversight by ICANN (the Internet Corporation for Assigned Names and Numbers), a California-based non-profit.ICANN has until now supervised the Internet under a contract with the US government, but the contract expires tomorrow and so far no announcement has been made as to what will happen next.Perpetuation of the ICANN status quo is vying with alternative models including one proposed by Viviane Reding, the European Commissioner for information society and media, who wants a fully privatised ICANN to be supervised by an Internet G12 that includes an independent judicial wing.“No one underestimates the risks of maintaining an Internet governance system controlled by a single entity,” Reporters Without Borders secretary-general Jean-François Julliard said. “But, given the current lack of a better solution, we think it would be better not to meddle with this mechanism. The EU proposal to create a sort of Internet G12 strikes us as dangerous. If it were implemented, nothing would stop countries that censor the Internet domestically, such as China, Saudi Arabia and Burma, from doing everything possible to restrict online access at the world level.”Julliard added: “It is out of the question that governments that prevent their citizens from having unrestricted Internet access should tomorrow become the big shots in a worldwide Internet system. We prefer the current system which, despite its faults and weaknesses, has never threatened the free flow of online information. We therefore urge President Barack Obama not to rush into any decision that could do considerable harm to everyone’s right to unrestricted access to online information. The utmost prudence is required in this matter.”Created by the US government in 1998 and progressively privatised by President Bill Clinton, ICANN manages the system of Internet addresses that connects millions of computers around the world. It also oversees the top-level domain name system, the address suffixes such as .com, .org, .fr, .uk and .nk The status quo is criticised for giving a single government too much power over a worldwide tool in which the financial and political stakes are considerable. It does represent a risk but until now it has favoured the Internet’s development. In fact, ICANN’s supervision has posed almost no problems and has worked well until now. There is no reason to think it could not continue after tomorrow.Reporters Without Borders has expressed its view on Internet governance in the past (see the releases http://www.rsf.org/spip.php?page=article&id_article=15564 and http://www.rsf.org/spip.php?page=article&id_article=24352), and has always taken the position that making no changes to a fairly good status quo – to a network that is single and indivisible, as worldwide tool should be – is preferable to imposing a dangerous new model. The continuing neutrality, oneness and indivisibility of this worldwide network depend on its oversight. The Chinese government, for example, could create its own system of domain names and thereby prevent access to its websites from abroad and access to foreign websites from within China.
22 May 2019 Bridgwater Town Hall 1700 – 1900 11 June 2019 Bridgwater Town Hall 1000 – 1200 05 June 2019 Cannington Village Hall 1100 – 1300 A key part of decommissioning the Magnox sites is dealing with radioactive waste. At Hinkley Point A Site, and other Magnox sites, a proportion of the waste that needs to be managed is called intermediate level waste (ILW). This ILW needs to be packaged and stored in Interim Storage Facilities (ISFs), before its eventual disposal at a national Geological Disposal Facility (GDF).The work followers several years of discussion and engagement with local stakeholders around the country about Magnox’s waste strategies across all our sites.Several public drop-in sessions will be held to allow you to find out more – the details of which are below. 05 June 2019 Stogursey Church Rooms 1700 – 1900 Date Venue Time 11 June 2019 Wembdon Village Hall 1400 – 1600
8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr This week, the National Credit Union Administration released a National Credit Union Share Insurance Fund (NCUSIF) Improvements White Paper suggesting changes to the operation and structure of the NCUSIF. The paper recommends legislation that would make three changes:Allow the agency to levy premiums sufficient to increase the equity ratio of the fund far beyond current limits. The white paper suggests NCUSIF needs an equity ratio of “at least 2%,” compared to the current operating range of 1.2% to 1.3%; Base assessments on the sum of all shares and deposits and liabilities, not just insured shares; and, Allow risk-based premiums.CUNA notes that the good news is that the agency has apparently not made seeking legislation to implement the recommendations of the white paper a priority, as the paper carries a September 2013 date, and has just now been released in response to a Freedom of Information Act Request. Also, CUNA is not aware that agency officials have pressed or even raised the issue on Capitol Hill. However, the really bad news, CUNA says, is that the agency considers these changes even remotely necessary or desirable, particularly the first one, increasing the size of the insurance fund’s equity ratio. continue reading »
57SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Elizabeth Rowe Elizabeth Rowe is PSCU’s financial services strategist and has been engaged by the intersection of technology, financial services, and household finance for over 20 years. Web: www.pscu.com Details Credit unions have access to an enormous trove of analytical inputs that can help them better understand their own members’ purchasing behaviors. After all, we need only crunch checking account, debit card and credit card activity to see members’ monthly bill payment patterns and a large chunk of members’ retail purchasing behaviors. However, we are still missing cash. Since cash is still used for almost all purchases under $2 and approximately half of all purchases under $50, clearly, there is an entire world of members’ commercial behavior that is largely invisible to credit unions. Having access to actual consumer payments activities at a retailer is enormously helpful to credit unions looking to better understand how their members use cash or plastic in their own geographical footprint, the timeframes during which those members make larger ticket purchases and how payment method preferences change over time.PSCU is leveraging recent research from the Federal Reserve Bank of Richmond that tracks actual transaction level data of billions of transactions at the thousands of locations of a national discount retailer. The two tranches of research have examined five years of activity (2010 to 2015). Here are the key findings:Your realtor was right – location is everything. While there was almost no variation in the use of cash for purchases under $2, there was significant variation in the use of cash for larger purchases. For transactions over $50, cash use ranged from 30 percent at one location to over 55 percent at another. One of the findings is that consumers in rural zip codes were less likely to use cash if a financial institution’s branch was near by (they found it easy to make deposits and then to access funds via a debit card). The consumers most likely to use cash were urban and suburban and living in branch- and ATM-rich neighborhoods. The researchers determined that having ready access to ATMs made it easier to always have cash on hand and to use cash even for more expensive purchases. For credit unions, the problems with cash are that it doesn’t provide transaction level data that can be used to enhance relationships with members, it does not generate interchange and most importantly, it provides absolutely no protections for members against loss or theft of their funds. It’s incumbent on credit unions to create and communicate a narrative emphasizing the value and safety of debit transactions if the retail financial services system is to supplant cash at POS. Days of the week have a huge impact on the amount of money consumers spend during shopping trips. Researchers found that consumers were least likely to spend $50 or more on Sunday, Monday and Tuesday and were 40 percent more likely to spend that amount on Friday and Saturday.Days of the month also impact spending patterns, with larger dollar purchasing concentrated towards the beginning of the month. The slowest days for larger ticket purchasing are the last five to six days of the month, and the difference between the most and the least active days for those purchases over $50 is greater than 50 percent.The overlay of these two calendar trends is that the first Friday and Saturday of every month are the most popular days for spending on larger purchases, while the last Monday and Tuesday of a month have the lowest spending activity.Bottom line? Fintech and banks are not credit unions’ only competitors. Cash remains the largest payments competitor credit unions have for purchases under $50. While there has been a payments system migration from cash to debit (that rate is approximately 3 percent a year), cash is still used for 70 percent of smaller dollar transactions (at the retailer studied by the Richmond Fed economists), which means credit unions still have an enormous opportunity to move cash transactions to debit. Emphasizing the ubiquity of debit card acceptance, debit rewards and the safety and security of debit cards and debit transactions remain key to payment strategies.
Harry E. Dean, 83, of Aurora, Indiana, passed away Sunday, January 21, 2018 in Cincinnati, Ohio.He was born February 3, 1934 in Aurora, IN, son of the late Harry E. Dean Sr.and Clara Belle Dean.He served his country as a member of the United States Army.Harry worked as a Chemical Process Operator for Monsanto with 35 years of service as well as working the family farm.Harry was a member of the Mt. Sinai United Methodist Church, he was very active in the church and his faith was very important to him. He was a member of the Mt. Sinai Cemetery Board and was the sexton for the cemetery for many years. He loved farming the family farm and he was raising up another generation of farmers on the “Ridgedale Farm” which was established in 1906. Farming was his passion, he was always working or piddling on projects around the farm, he never had idle hands. Harry often helped his neighbors, he even constructed a special tractor seat to help Jim Brandt be able to get into it. He never met a stranger. Family was very important to Harry, he loved his time with his children and grandchildren and he will be greatly missed by all.Surviving are his loving wife of 61 years, Donna M. Dean of Aurora, IN; children, Harry E. (Pam) Dean III of Moores Hill, IN, Glenda (Ken) Lows of Moores Hill, IN, Judy (Michael) Bowen of Findlay, OH, Teresa Smith of Independence, KY, Randy Dean of Aurora, IN; Sister, Marge Waldon of Aurora, IN; grandchildren, Rebecca Dean, Jennifer Dean, Harry E. Dean, IV, Krystal Kollmann, Andrew (Silvia) Kollmann, Ashley Smith and Brandon Smith; two Great-grandchildren, Elliot Holtzbacher, Charlotte Kollmann.He was preceded in death by his parents and siblings, Marvin Dean, Merrill Dean and Delores Knippenberg.Friends will be received Saturday, January 27, 2018, 10:00 am – 1:00 pm at the Mt. Sinai UMC, 9813 Mt. Sinai Rd. Aurora, Indiana.Services will be held at church at 1:00 pm with Pastor Lajo Dunbar officiating.Interment will follow in the Mt. Sinai Cemetery, Aurora, Indiana. Military graveside services will be conducted by members of local Veterans Service Organizations.Contributions may be made to the Mt. Sinai Cemetery Company or Mt. Sinai UMC. If unable to attend services, please call the funeral home office at (812) 926-1450 and we will notify the family of your donation with a card.Visit: www.rullmans.com
With only the runner-up, Arctic Fire, renewing rivalries, Harrington and JP McManus saw an opening on Merseyside and it proved the correct call, albeit after a dramatic climax. Tony McCoy, riding at his last Grand National meeting, was content to bide his time on the 3-1 shot, tracking Ruby Walsh’s every move aboard Arctic Fire. The top two closed up on the leaders from the home turn and neither jockey had gone for everything when favourite Arctic Fire crashed out at the last. With Rock On Ruby hampered by the fall, Jezki sauntered clear on the run-in, passing the post with 13 lengths in hand. Harrington said: “We weren’t worried about stepping up to two-and-a-half (miles). There was no reason he wouldn’t get it. “It was a good decision to come here. I was worried Cheltenham was only three weeks ago, but once we saw what was entered and what was going to run, it was really a no-brainer. “You start off the season and think ‘this is going to be easy’. He’d won the Champion Hurdle, he’d won the Champion Hurdle and Punchestown and you think ‘we’ve just got to turn up and win’. “But we kept running into Hurricane Fly and in Ireland, there’s nowhere to hide. “I’m absolutely thrilled he’s won here today. It’s great for the horse, it’s great for JP (McManus, owner) and I’m absolutely delighted to give AP a winner here, as I think he’s been slightly frustrated with the horse all year.” Jezki could now return to Punchestown, with Harrington raising the possibility of a further step up in distance in the World Series Hurdle. “Today is today, we won’t worry about plans,” said the County Kildare handler. “He’s entered in the Champion Hurdle at Punchestown and he’s entered in the three-mile race as well, but let’ see what happens.” McCoy felt he had Arctic Fire covered when he came to grief. “The two of us were racing between the second-last and the last and this lad has an inclination to go left, so I wanted to make sure I got the inside on him,” said the jockey. “I thought it was going to be a tight race. Whether I’d have won or not I don’t know, but 50 yards from the hurdle I thought I had him (Arctic Fire) beat. “I’m going to miss horses like him, it’s nice he and I have finished on a winning note. “I think circumstances have conspired against him, he’s been taking on very good horses.” Harry Fry was delighted with the performance of his stable star Rock On Ruby, having missed an intended run in the World Hurdle at Cheltenham. “He’s run his usual rock-solid race. He did well to stand up (after Arctic Fire) fell and Noel (Fehily) did well to stay on board,” said the trainer. “We looked like we were being held at the time, but he ran really well and we’re delighted with him. “He is entered at Punchestown in the three-mile race, so we’ll see how he comes out of this and make our minds up. “He was sick over Cheltenham, we had to get him right for this, and it’s credit to him that he’s still managed to finish second in a Grade One as a 10-year-old. “He’s been a brilliant horse for us and continues to be so.” Arctic Fire emerged from the incident unscathed and although Walsh gave up his one remaining ride with a dead leg, he is expected to return to action on Friday. After following up his triumph in last year’s Champion Hurdle at Cheltenham with a dominant display at Punchestown, Harrington believed her pride and joy could become the ruling force in the division this season, but the reality has not been quite straightforward. Jezki’s resurgent rival Hurricane Fly claimed his scalp once at Punchestown and twice at Leopardstown and Harrington’s ace chased home a trio of Willie Mullins big guns when defending his crown at Prestbury Park. Press Association Jessica Harrington stood relieved and thrilled in equal measure in the Liverpool sunshine after Jezki brought a frustrating run of results to an end with victory in the Doom Bar Aintree Hurdle.