first_imgNews WhatsApp Previous articleGovernment must focus on education to address unemployment problem in WestNext articleHigh Court formally orders winding up order for ETIC solutions News Highland Sean Gallagher formally enters Presidential race Facebook Pinterest Twitter WhatsApp 75 positive cases of Covid confirmed in North Google+ Google+ Further drop in people receiving PUP in Donegal center_img Twitter Facebook Man arrested on suspicion of drugs and criminal property offences in Derry RELATED ARTICLESMORE FROM AUTHOR 365 additional cases of Covid-19 in Republic By News Highland – July 5, 2011 Main Evening News, Sport and Obituaries Tuesday May 25th Pinterest Sean Gallagher says he’ll engage in a ‘listening exercise’ with the people of Ireland.The Independent nominee for the role of President last night exceeded the quota needed to formally enter the race, when he succeeded in winning Leitrim County Council’s support.Mr. Gallagher has previously won the support of Longford,Clare, Roscommon and Donegal County Councils – he needed four County Councils to proceed in the race.The businessman says he wants to hear what the people have to say:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/07/08gall1.mp3[/podcast] Gardai continue to investigate Kilmacrennan firelast_img read more

first_imgThe City Budget Season is upon us. It is hard to comprehend that over one year ago, Mr. Hedden partner of the Umbaugh & Associates, CPA group suggested that our City institute a “Spending Plan”  The Winnecke Administration never presented from July of 2014 to now any specifics on that recommended “Spending Plan”.   we were supplied a tweet from the Mayors Chief of Staff,  Steve Scheafer that the “Spending Plan” was the 2016 proposed budget?After reviewing the fiscal year ending June 30. 2015, the operational funds declined by $9 million dollars compared to a decline of $5.9 million  dollars for the same period ending June 30, 2014.  Obviously, we have had an approximate shortfall issue of $9.0 million  dollars which has proven to be the exact amount of overspending deficit the Administration has been recording over the last three years. an average of $9 million of deficient spending in the operational funds.The composite of total spending in the the 2016 budget for the City is $205,000,000 and the revenue estimates are $209,000,000.  It appears that City have a surplus under the way.  In 2014 the Winnecke Administration estimated that our revenues to be $202,000,000 but we only collected $185,000,000, a  collection rate of 92% . In 2013, the estimates were $198,000,000 but we collected only $180,000,000, a collection rate of 91%. History has proven, between 90% to 92% collection rate should be expected. In review of our proposed budget as presented.   the actual revenues collected would be approximately $190,000,000 and the expenditures as presented are $205,000,000 a mere $15,000,000 out of balance budget.Mayor Winnecke boosted that he spent $5 million dollars less than what the City Council authorized him to spend in 2014.  We should expect him to make the same claim in 2016.   Consequently,  City  Council  been patiently waiting for that “Spending Plan” that Mr. Schaefer’s tweeted that stated “it’s in our budget.”Could an alternative “Spending Plan” actually could be a  “Revenue Enhancement Plan”?  Mr. Lloyd indicated to City Council that “Fees and Licenses” were going to be considered.   Could an increase in the County “Income Tax Rate” be up for consideration?What a dreadful notion that Evansville could  follows the lead of Ft. Wayne and raise  the “County Option Tax Rate”.Based on the above facts, that  City Council has much to consider concerning the 2016 City budget.Respectfully Submitted,John E. Friend, CPA5th Ward City Council© 2015 Microsoft Terms Privacy & cookies Developers English (United States)FacebookTwitterCopy LinkEmailSharelast_img read more

first_imgThe magical hour – the one I used to call lunch – transforms into the time to escape my life and disappear into the woods. I lace up my running shoes and weave between the fading mountain laurel, slowing my breath to take lingering inhales of the blooming honeysuckle.Whenever I get that pinched up feeling when only abrupt, short answers roll off my tongue, I know I must get out into the woods and pound out the miles. When I don’t know the answer because I haven’t figured out the right question, the forest offers wisdom.More often than not, in between oaks and pines the answer reveals itself.I go into the forest to unravel my life from the goals that become intertwined with my identity – the new book I’m writing this summer, the lifestyle I want to create for my son, the business I started a year ago.I’m learning to listen to the birds, to the sound of my own feet. My focus turns to lifting my feet high enough to avoid roots and snakes. I scan the trail, committing to a path and then looking ahead. Sweat trickles down my back, my shirt clings to me.I become more aware and curious about my surrounding in and out of the forest. I want to be connected with the earth’s cycles, to see the sunset and the moonrise. I want to be alert for the blinking fireflies, to mark summer’s arrival with open arms.The moss and ferns blur green in my peripheral vision. The dense canopy dwarfs me, reminding me of Mother Nature’s magnitude, along with my own place out here.I am small. So are the things I call problems. The fears that keep me awake at night won’t be remembered in a month.I enter the forest to lose myself, giving myself permission to let go, to change directions, or forge ahead on a new path. In the process, becoming the best version of myself, one still flawed with all the same problems but with a better perspective.There are days though, when no matter how hard I try to make time, I never get to the trailhead. I’m so married to my to-do list that I don’t break myself away from my computer.It was my writing mentor, not my running coach who provides an answer:“If you miss working on your book one day, begin again the next. You haven’t fallen off the wagon. This isn’t recovery. This isn’t boot camp. You’re just writing a book. It’s a new day. Come back to your desk.” ~Ariel GoreAnd so it is with the woods. If I miss the cure-all green for a day, I can go back.  I am just running in the woods and it’s a new day. I don’t need to wait for an invitation to reinvent myself.The forest is waiting.last_img read more

first_imgNAFCU continues to hear from credit unions who have either received a demand letter or notice of a complaint filed relative to overdraft and insufficient funds fees (NSF). We have blogged about this issue before and addressed it in a past Compliance Monitor article (member-only), but wanted to provide some high level information that may help credit unions who are continuing to analyze the risks here.For several years, financial institutions, including credit unions, have faced class action claims in this area. The claims often had a few elements:Violations of Regulation E even where a credit union utilized the rule’s model form;Assertions that the account agreement was violated when the account balance was calculated inappropriately and fees were assessed; andMultiple state law claimsMore recently, the Regulation E claims are not as frequently seen in these cases. This may be in part because the Electronic Funds Transfer Act, which is implemented by Regulation E, only allows one year for bringing a claim to court. It may also be that Regulation E claims are not necessary if a Plaintiff is not trying to justify bring a case in federal court, since federal courts can only hear certain types of cases, such as those involving a federal law or those involving parties who are from different states. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The economic effects of the COVID-19 pandemic are not yet reflected in consumer credit scores, according to Craig Wilson, senior director of consulting decision analytics at Experian.However, he describes this nondevelopment as “the calm before the storm.”“Due to CARES Act reporting guidelines, consumers are beginning to migrate up the risk spectrum,” says Wilson, who addressed a virtual roundtable about the effects of the coronavirus (COVID-19) on credit quality, sponsored by the CUNA Lending Council.According to Experian data from the end of January through May 9: continue reading »last_img read more

first_imgHowever Cahill says his side will make Semple Stadium it a cauldron for the visitors as Ennis was for Tipp last year.Throw-in is at 7.30 tomorrow evening and we’ll have regular live updates here on Tipp FM from Semple Stadium. The sides meet in the Munster semi-final which was postponed for 24 hours as a mark of respect to the late Jimmy Doyle.Tipp manager Liam Cahill says they always know what to expect from the Banner but that his side will be ready for them.He says Clare always bring massive belief when they’re playing Tipp and will come with all guns blazing tomorrow night.last_img read more