Home Indiana Agriculture News Some Corn Belt Farmland Values are Stabilizing By Hoosier Ag Today – Nov 27, 2017 Facebook Twitter Although it is not region-wide, there are some signs that farmland values in the Corn Belt have begun to stabilize. A report says Iowa farmland values rose 2 percent in the six months prior to September. Those same values are also 3 percent higher than at the same time last year. The Iowa Chapter of Realtors Land institute survey says that is the first increase in three years. Other Corn Belt states are showing steady to slightly lower values over the same time period. The report notes that the run-up in farmland value started in Iowa and then spread to other states. The downturn over the last couple years also began in Iowa and spread to the other states.The overall volume of properties currently for sale remains tight, which the report says tends to be supportive for the higher-quality land for sale. The number of farmland properties for sale typically rises in the winter. However, if the overall volume stays low, that may actually help values in other states, especially in the Corn Belt, begin to follow Iowa’s lead and stabilize further.Source: NAFB News Service Facebook Twitter SHARE SHARE Some Corn Belt Farmland Values are Stabilizing Previous articleDora to Head Indiana Rural Development AgencyNext articleCommentary: The Cost of that Cheap Turkey Hoosier Ag Today
University of GeorgiaLandscape professionals have to be good at what they do. But tosecure clients and get the best profit they can from their work,they really have to be good at job bidding.Estimating cost is a critical part of the process. And that’stough, especially for beginners, who have no experience to basetheir estimates on.To make that job much easier and faster, the University ofGeorgia has released two software packages, Hort Scape and Hort Management.Hort Scape is brand new. Hort Management has been out since the1980s but has been revised, updated and converted to Excel, soit’s new, too.Both programs are menu-driven, user-friendly software developedby UGA horticulture and agricultural economics faculty members as teaching tools for students and landscape pros. Each has a series of worksheets for estimating overhead, labor and equipment costs, as well as bid estimators and line-item contract proposals for presenting to clients.Hort Scape streamlines the bidding process for landscapeinstallation. Hort Management is more for estimating landscapemanagement costs.Both programs include extensive documentation and practicetutorials. They’re easily modified, too, to fit local costs andtime and task data supplied by the user.The programs take the guesswork out of bidding and help managersfeel more comfortable in competitive bid situations, knowingthey’ve accounted for all the costs while building in a profit.The software packages cost $100 each or $175 for both. Shippingcosts are included. To learn more about the software or get anorder form, check online at www.hort.uga.edu/extension/programs/hortmanage.html.
It’s been said that having a child is both the least and most selfish thing a person can do. Eight years into this parenting experiment and I can honestly say it’s 90% selfish, 10% unselfish. Yes, I give up the occasional Saturday afternoon to watch a little league game, and all of my money goes to braces and school field trip expenses, but I get a lot more out of this relationship than I give. That wasn’t necessarily true when my kids were babies. During that stage, the only thing I got from my kids was vomit and poop. Sometimes, both at the same time. But now my kids are eight. They can do shit now. Which means I can relive doing shit for the first time. It seems like every day there’s another significant first for my kids. First time one of them bunny hops on a bike. First time one of them says “shit” in the right context. First time one of them knocks out a tooth because of a failed bunny hop attempt…This past weekend, we took the kids whitewater rafting and found the perfect rock to jump from. One of the greatest joys of my childhood (for the purposes of this article and all my articles, “childhood” refers to the ages of 5 through 40) was jumping off rocks, cliffs, trees, truck beds, houses…anything that was significantly higher than the water below. Jumping off rocks is something special. And I’m happy to say, it didn’t take much coaxing to get my kids to jump off the rock on the edge of the Tuck last weekend. I leapt first to make sure the water was deep enough, gave them the thumbs up and they were already on the edge, counting down from 10. Seeing the look on their faces—half terror, half joy—as they rose out of the water after that first leap took me back to my own first jump, off the edge of a cliff on the Chattahoochee decades ago. I was psyched to give them this opportunity, but more stoked to be a part of it and absorb some of their fear and joy, like a lizard taking warmth from a rock. So yeah, selfish. After rafting the Tuck, we headed straight for Innovation Brewing, in Sylva, and ordered session IPAs for the parents and ginger ales for the kids. Sadly, this wasn’t the first brewery my kids have been to. That first came and went years ago, while they were still in those weird marsupial chest packs. Because that’s the kind of dad I am.
continue reading » 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The combination of persistent poverty and little state regulation has made St. Louis “a hotbed for fringe banking, check cashing and payday lenders” charging an average 450 percent APR to borrowers who can least afford it, says Patrick Adams, CEO of St. Louis Community Credit Union.That makes the city a great place to experiment with how best to counter predatory lending, and $260 million St. Louis Community CU has stepped up to the challenge. In 2009, the CU launched Prosperity Connection, a nonprofit financial education organization, which in turn has partnered with community and faith-based groups and private funders, including banks aiming to meet their Community Reinvestment Act requirements, to create the RedDough Money Center.The cornerstone product of this nonprofit lender, which operates out of two offices in low-income neighborhoods, is the “Helping Hand Loan,” an installment loan up to $1,000 at a maximum 36 percent APR with a repayment period of six to nine months.RedDough, which is staffed by former employees of payday lenders, also offers check cashing, money orders and wire transfers, reloadable debit cards and postage stamps—“everything a fringe lender would do, at a lower price point,” Adams notes.